Cars Through CSD Buying Process

The government has made provision of providing automobiles including two-wheelers, four-wheelers and tractors through the CSD route to a select level of personnel working for the Ministry of Defence. While the exact details of purchase through this route are still sketchy, we have tried to make sure that the information presented here is as accurate and up-to-date as possible.

Documentation

Serving Officer	Ex-Servicemen
Indent Form Counter signed by Commanding Officer Authority Letter Counter signed by Commanding Officer Copy of latest Salary Slip attested Copy of PAN Card Address Proof - Letter from Unit 2 Passport size Photographs (Signed at the back) QMG branch Sanction letter	Indent form counter signed by Zila Sainik Board or Station Head Quarter Authority Letter form counter signed by Zila Sainik Board or Station Head Quarter Pension Pay Order (PPO) in Original Copy of Ex Servicemen I-Card Copy of PAN Card Electricity Bill Water Bill Passport RationCard Voter ID-Card

Doucments for Loan on a CSD Car

As is the case with cars purchased by general Indian citizens, the cars procured via the CSD route can also be financed. There are some DSA's (direct sales agent) in various cities which specialise in this and help you with the paperwork as well. These DSAs have tie-up with banks like Kotak Mahindra and ICICI. You need not go to the CSD depot for the paperwork ( the DSA can they do it for a small fee) and can take the delivery of the vehicle from the dealership of the manufacturer. Alternatively, the DSA can have their representative drive it down to your city also. The documents required for loan are:

Serving Officer	Ex-Servicemen
Borrower Copy of Salary Bank Account Statement for the last 6 month Copy of Form 16 or Income Tax Return (ITR) for the last two years Copy of PAN Card Copy of Signature Verification (Any one of the following - Driving Licence, Passport) Copy of latest Salary Slip attested Copy of Address Proof - Housing allotment letter or certificate from Unit 2 Passport size Photographs (Signed at the back) Co-Borrower Copy of Salary Banking Account Statement for the last 6 month Copy of Form 16 or Income Tax Return (ITR) for the last two years Copy of PAN Card Copy of latest Salary Slip attested Copy of Relationship Proof Copy of Signature Verification (Any of the following - Driving Licence, Passport) Copy of Address Proof (Any one) Electricity Bill Water Bill Passport Ration Card Voter ID-Card 2 Passport size Photographs (Signed at the back)	Borrower PPO (Original) Copy of Identity Card Copy PAN Card Copy of Form 16 or ITR for the last two years Copy of Address proof (Any one) Electricity Bill Water Bill Passport Ration Card Voter ID-Card Copy of Pension Bank Account Statement for the last 6 month Copy of Signature Verification (Any of the following - Driving Licence, Passport, Verification from Bank (Original) Copy of Salary Certification (If currently employed) 2 Photographs (Signed at the back) Co-Borrower Copy of Salary Slip Copy of PAN Card Copy of Form 16 or ITR for the last two years Copy of Relationship Proof Copy of Address proof (Any one) Electricity Bill Water Bill Passport Ration Card Voter ID-Card Copy of Salary Bank Account Statement for the last 6 month Copy of Signature Verification (Any of the following – Verification from Bank, Driving Licence, Passport) 2 Photographs (Signed at the back)
Note: Co-borrower required if age of borrower and duration of loan exceeds 60 and/or Co-borrower is making payment. If age only criteria of Co-borrower, then only Relationship Proof Document required.

Serving Officer

Ex-Servicemen

Borrower

Copy of Salary Bank Account Statement for the last 6 month
Copy of Form 16 or Income Tax Return (ITR) for the last two years
Copy of PAN Card
Copy of Signature Verification (Any one of the following - Driving Licence, Passport)
Copy of latest Salary Slip attested
Copy of Address Proof - Housing allotment letter or certificate from Unit
2 Passport size Photographs (Signed at the back)

Co-Borrower

Copy of Salary Banking Account Statement for the last 6 month
Copy of Form 16 or Income Tax Return (ITR) for the last two years
Copy of PAN Card
Copy of latest Salary Slip attested
Copy of Relationship Proof
Copy of Signature Verification (Any of the following - Driving Licence, Passport)
Copy of Address Proof (Any one)
Electricity Bill
Water Bill
Passport
Ration Card
Voter ID-Card
2 Passport size Photographs (Signed at the back)

Borrower

PPO (Original)
Copy of Identity Card
Copy PAN Card
Copy of Form 16 or ITR for the last two years
Copy of Address proof (Any one)
Electricity Bill
Water Bill
Passport
Ration Card
Voter ID-Card
Copy of Pension Bank Account Statement for the last 6 month
Copy of Signature Verification (Any of the following - Driving Licence, Passport, Verification from Bank (Original)
Copy of Salary Certification (If currently employed)
2 Photographs (Signed at the back)

Co-Borrower

Copy of Salary Slip
Copy of PAN Card
Copy of Form 16 or ITR for the last two years
Copy of Relationship Proof
Copy of Address proof (Any one)
Electricity Bill
Water Bill
Passport
Ration Card
Voter ID-Card
Copy of Salary Bank Account Statement for the last 6 month
Copy of Signature Verification (Any of the following – Verification from Bank, Driving Licence, Passport)
2 Photographs (Signed at the back)

Note: Co-borrower required if age of borrower and duration of loan exceeds 60 and/or Co-borrower is making payment.
If age only criteria of Co-borrower, then only Relationship Proof Document required.

Documents for Registration of the CSD Vehicle

Copy of CSD Receipt
CSD Sales Certificate in original
Dealers Sales Certificate in original
Temporary Registration in original
Form 22 in original
Copy of Invoice
Copy of Insurance Cover Note
Copy of Address proof (Any one)
Electricity Bill
Water Bill
Passport
House Allotment Letter
Voter ID-Card
Copy of Address Proof (Serving Officers) - Housing allotment letter or certificate from Unit
3 passport size Photographs
Copy of Manufacturer Invoice

Format for Sanction Letter

Name, rank, address and contact number

To,
Integrated HQ of MOD (Army)
Quartermaster General's Branch
Dy. Dte. Gen. Canteen Services
Room No. 14A, L – 1 Block,
Church Road, New Delhi – 110001
Contact No. 011-23093572

Sub: SPL SANCTION FOR PURCHASE OF CAR THROUGH CSD

(Please cover the following aspects in your letter to QMG Branch )

Please sent your letter through speed post to the above given address and keep copy for your record.
Your letter to QMG Branch.
Date of last car purchased from CSD.
Reason for special sanction.
Make and model of the car to be purchased.
Name of the Depot from where the car is to be purchased.

Important Pointers

Min re-purchase period for a CSD car is 2 years
Delhi CSD does not sell cars so you have to get them from Punjab, Haryana or rajasthan.
Other discounts like corporate discount / loyalty bonus / exchange bonus etc are generally not offered for CSD cars but some special schemes are passed on. Do check for these.
You need to get the vehicle on Temp registration ( validity one month) and get it registered where you live later on.
The vehicle is registered in the name of the officer/ retired officer.
CSD prices of new cars can differ quite a bit from place to place and the DSA will guide you to a dealer he is close to.
The cheapest states to buy a CSD car are Gujarat and Tamil Nadu. One doesn’t need to be posted to a unit in the state from where you are buying a CSD car.

Cars Through CSD Buying Process

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