CAR INSURANCE

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I/We, the undersigned hereby declare and warrant that the insurance policy is distributed by Berkshire India Ltd, Licensed Corporate Agent of Bajaj Allianz General Insurance Company Ltd [Company]- CA License No.: BAG 8526075 and issued by Bajaj Allianz General Insurance Company Ltd [Company] subject to the declarations, warranties, statements and particulars given in this proposal form during the process of my/our online purchase through web. The statements and particulars given in this proposal form are complete, true and accurate to the best of my/our personal knowledge and belief. I/we have understood the terms and conditions to the contract and agree that the statements and particulars given in this proposal form shall be held to be promissory and shall be the basis of the insurance contract between me/us and the Company and the Company shall have no liability under the insurance contract if it is found that any of the statements or particulars or declarations in this proposal form or other documents are incorrect and or untrue or suppressed any information or provided misleading or false information in any respect on any matter to the grant of a cover. I/we will accept the usual conditions and form of the policy prescribed and issued by Company. I/We hereby agree and undertake that I/we are agreeable to receive policy document [without enclosing the terms and conditions of policy] from the company and I hereby authorise company that all terms and conditions of policy can be displayed in the website of company that enables access by me/us if I/we want to know the terms and conditions of policy displayed on website.

Statutory Warning:
Section 41 of the Insurance Act, 1938 : "No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectus or tables of the insurer."

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WHAT IS CAR INSURANCE?

Accidents on roads are not unusual. To keep you and your car safe from the accidents the Indian Government has made it mandatory to have motor insurance. It is useful as it helps you in protecting your car and helps you in coping with the expense of accidents or damage, or even theft. A car insurance is between a car owner and an insurance company where the insurance company agrees to pay a sum of money to compensate loss due to accidents, etc

HOW IT WORKS?

To get your car insured, you just need to visit ‘Insurance’ tab on Gaadi home page . On the next page, we ask you to provide some basic details about you and your car, and other details like if you wish to buy a new policy or renew an existing one, etc. On the basis of the details provided, we suggest the best suitable insurance plans to you. Recommended plan include both own car damage cover + third party liabilities. What's covered under the own car damage cover include natural calamities (earthquake, flood, storm, rockslide, etc.), man-made calamities (accidents, fire, explosion, burglary, theft, riot, strike, malicious acts, terrorist activity and damage in transit). Whereas, third party liabilities provides protection against legal liability due to accidental physical injury or death of the respective third party, and damage caused to a third party's property.